Serious illness or injury can harm more than your health-it can have an impact on your ability to work and meet your family's living expenses.
Long-term disability income insurance helps you pay living expenses while you are unable to work. It offers paycheck protection providing cash directly to you for spending on mortgage payments or rent, groceries, utility bills, car payments, or whatever else you choose. A policy also can pay for training or other assistance you may need to return to work.
With disability income insurance, you can avoid depleting the savings you may have accumulated for your children's education or your retirement.
Long Term Care
Those who have been successful in accumulating an estate should be careful in planning for estate taxes and long term care costs. Extensive planning is often done to conserve your assets and protect them from high estate taxes. It is equally important to consider the effect a long-term stay in a nursing home can have on an estate.
We have access to most major long tem care providers of insurance coverage. To determine if a long term care plan will be beneficial for you or someone your care for, please call or stop by our office.
Buckner & Associates, Inc. is licensed in the states Ohio, Kentucky, Tennessee, Indiana and Michigan